/* Muster Desk — brand tokens from gumroad-shop/shared/design.py */
:root {
  --navy: #1B2A4A;
  --navy-dark: #121C32;
  --olive: #5C6B4A;
  --gold: #B08D57;
  --cream: #F7F4EF;
  --ink: #2C2C2C;
  --muted: #6B6B6B;
  --line: #D8D4CC;
  --light-navy: #E8ECF3;
  --light-olive: #EEF0EA;
  --white: #ffffff;
  --max: 720px;
  --wide: 1080px;
  --radius: 10px;
  --shadow: 0 8px 24px rgba(18, 28, 50, 0.08);
  --font: "Segoe UI", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.65;
  font-size: 1.05rem;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--olive); }
a:focus-visible, button:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}

.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--navy); color: var(--white); padding: .5rem 1rem; z-index: 100;
}
.skip-link:focus { left: .5rem; top: .5rem; }

.site-header {
  background: var(--navy);
  color: var(--white);
  border-bottom: 4px solid var(--gold);
}
.site-header .wrap {
  max-width: var(--wide);
  margin: 0 auto;
  padding: .85rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.brand {
  display: flex; align-items: center; gap: .75rem;
  color: var(--white); text-decoration: none;
}
.brand img { width: 48px; height: 48px; border-radius: 8px; }
.brand-text strong { display: block; font-size: 1.15rem; letter-spacing: .04em; }
.brand-text span { display: block; font-size: .78rem; color: #C5CBD8; font-weight: 400; }
.nav { display: flex; gap: 1rem; flex-wrap: wrap; }
.nav a {
  color: #E8ECF3; text-decoration: none; font-size: .95rem; font-weight: 600;
  padding: .35rem .2rem;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold); }

.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-dark) 70%);
  color: var(--white);
  padding: 3rem 1.25rem 3.25rem;
}
.hero .wrap { max-width: var(--wide); margin: 0 auto; }
.hero h1 {
  margin: 0 0 .75rem;
  font-size: clamp(1.75rem, 4vw, 2.6rem);
  line-height: 1.2;
  max-width: 18ch;
}
.hero p.lead {
  margin: 0 0 1.5rem;
  font-size: 1.15rem;
  color: #C5CBD8;
  max-width: 42ch;
}
.btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 700;
  text-decoration: none;
  padding: .7rem 1.15rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
}
.btn:hover { background: #c9a66a; color: var(--navy-dark); }
.btn-secondary {
  background: transparent;
  color: var(--white);
  border: 2px solid #C5CBD8;
  margin-left: .5rem;
}
.btn-secondary:hover { border-color: var(--gold); color: var(--gold); background: transparent; }

.wrap { max-width: var(--wide); margin: 0 auto; padding: 2rem 1.25rem; }
.narrow { max-width: var(--max); }

.section-label {
  display: inline-block;
  background: var(--olive);
  color: var(--white);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: .3rem .65rem;
  border-radius: 999px;
  margin-bottom: .75rem;
}
h2 { color: var(--navy); line-height: 1.25; margin: 0 0 .75rem; }
h3 { color: var(--navy); margin: 1.75rem 0 .5rem; }

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
  margin-top: 1.5rem;
}
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: .65rem;
}
.card img {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  border-radius: 8px;
  background: var(--light-navy);
}
.card h3 { margin: 0; font-size: 1.1rem; }
.card p { margin: 0; color: var(--muted); font-size: .95rem; flex: 1; }
.card .price { color: var(--navy); font-weight: 700; }
.card a.card-link { font-weight: 700; text-decoration: none; color: var(--olive); }
.card a.card-link:hover { color: var(--navy); }

.guide-list { list-style: none; padding: 0; margin: 1.5rem 0 0; }
.guide-list li {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-bottom: .85rem;
  padding: 1.1rem 1.25rem;
  box-shadow: var(--shadow);
}
.guide-list a {
  text-decoration: none;
  color: var(--navy);
  font-weight: 700;
  font-size: 1.1rem;
}
.guide-list a:hover { color: var(--olive); }
.guide-list .meta { color: var(--muted); font-size: .88rem; margin-top: .35rem; }
.guide-list .excerpt { color: var(--ink); margin: .45rem 0 0; font-size: .98rem; }

.article {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.75rem 1.4rem 2.25rem;
  box-shadow: var(--shadow);
}
.article header { margin-bottom: 1.5rem; padding-bottom: 1rem; border-bottom: 1px solid var(--line); }
.article .meta { color: var(--muted); font-size: .9rem; }
.article h1 { margin: .4rem 0 .75rem; color: var(--navy); font-size: clamp(1.55rem, 3.5vw, 2.1rem); line-height: 1.2; }
.article .dek { color: var(--muted); font-size: 1.08rem; margin: 0; }
.article h2 { margin-top: 2rem; font-size: 1.35rem; }
.article h3 { font-size: 1.12rem; }
.article p, .article li { margin: 0 0 1rem; }
.article ul, .article ol { padding-left: 1.3rem; margin: 0 0 1.2rem; }
.article li { margin-bottom: .45rem; }
.article blockquote {
  margin: 1.25rem 0;
  padding: .85rem 1rem;
  border-left: 4px solid var(--gold);
  background: var(--light-navy);
  color: var(--navy);
}
.article table {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0 1.5rem;
  font-size: .95rem;
}
.article th, .article td {
  border: 1px solid var(--line);
  padding: .55rem .65rem;
  text-align: left;
  vertical-align: top;
}
.article th { background: var(--light-navy); color: var(--navy); }
.article .sources {
  margin-top: 2.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--line);
  font-size: .92rem;
}
.article .sources h2 { font-size: 1.1rem; }
.article .disclaimer {
  margin-top: 1.5rem;
  padding: 1rem;
  background: var(--light-olive);
  border-radius: 8px;
  font-size: .9rem;
  color: var(--muted);
}

.cta-box {
  margin: 2rem 0;
  padding: 1.25rem 1.35rem;
  background: var(--light-navy);
  border: 1px solid #cfd6e5;
  border-left: 5px solid var(--gold);
  border-radius: var(--radius);
}
.cta-box h3 { margin: 0 0 .4rem; color: var(--navy); }
.cta-box p { margin: 0 0 .9rem; color: var(--ink); }
.cta-box .btn { margin: 0; }

.toc {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1rem 1.15rem;
  margin: 0 0 1.75rem;
}
.toc strong { display: block; color: var(--navy); margin-bottom: .4rem; }
.toc ol { margin: 0; padding-left: 1.2rem; }
.toc li { margin-bottom: .25rem; }

.site-footer {
  background: var(--navy-dark);
  color: #C5CBD8;
  margin-top: 3rem;
  padding: 2rem 1.25rem;
  font-size: .9rem;
}
.site-footer .wrap {
  max-width: var(--wide);
  margin: 0 auto;
  padding: 0;
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}
.site-footer a { color: #E8ECF3; }
.site-footer strong { color: var(--white); display: block; margin-bottom: .4rem; }
.site-footer .fine {
  grid-column: 1 / -1;
  border-top: 1px solid #2a3654;
  padding-top: 1rem;
  color: #8a93a8;
  font-size: .8rem;
}

.note-banner {
  background: var(--light-olive);
  border-bottom: 1px solid var(--line);
  padding: .65rem 1.25rem;
  font-size: .9rem;
  color: var(--ink);
  text-align: center;
}

@media (max-width: 640px) {
  .btn-secondary { margin-left: 0; margin-top: .5rem; display: inline-block; }
  .article { padding: 1.25rem 1rem 1.75rem; }
  .hero { padding: 2.25rem 1.1rem 2.5rem; }
}

/* Calculators */
.calc-wrap { max-width: 720px; margin: 0 auto; padding: 2rem 1.25rem 3rem; }
.calc-wrap h1 { color: var(--navy); margin-top: 0; }
.calc-panel {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.25rem 1.35rem;
  margin: 1.25rem 0;
}
.calc-panel label { display: block; font-weight: 600; color: var(--navy); margin: .75rem 0 .35rem; }
.calc-panel input[type="text"],
.calc-panel input[type="number"],
.calc-panel textarea {
  width: 100%;
  padding: .55rem .65rem;
  border: 1px solid var(--line);
  border-radius: 8px;
  font: inherit;
  background: var(--cream);
}
.calc-panel textarea { min-height: 140px; font-family: ui-monospace, monospace; font-size: .9rem; }
.calc-panel .hint { font-size: .85rem; color: var(--muted); margin: .25rem 0 .5rem; }
.calc-actions { margin-top: 1rem; }
.calc-big { font-size: 2.4rem; font-weight: 700; color: var(--navy); margin: .25rem 0; }
.calc-sub { color: var(--muted); font-size: .92rem; }
.calc-grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  margin: 1rem 0;
}
.calc-card {
  background: var(--light-navy);
  border-radius: 8px;
  padding: 1rem 1.1rem;
  border-left: 4px solid var(--gold);
}
.calc-card h3 { margin: 0 0 .35rem; color: var(--navy); }
#va-combined-steps, .calc-steps { margin: .5rem 0 0; padding-left: 1.2rem; font-size: .92rem; }
.tools-list { list-style: none; padding: 0; }
.tools-list li {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1rem 1.15rem;
  margin-bottom: .75rem;
}
.tools-list a { font-weight: 700; font-size: 1.05rem; }