Tools

Debt payoff calculator

Compare snowball (smallest balance first) vs avalanche (highest APR first) with the same extra payment. Monthly interest is estimated as balance × APR ÷ 12. Not financial advice—lender methods differ.

Result

Run a comparison to see estimated months and interest.

Disclaimer: Educational model only. Not a promise of payoff dates or interest savings. For credit counseling resources see CFPB.gov.